Kingdom Scribe ← The Burden of Blessing extras
The Burden of Blessing

Reader Tools

Navigate black tax, build wealth, and leave a legacy in a Kingdom context. Work the numbers here in your browser, or download the spreadsheet and printable worksheets below. Nothing leaves your device.

The 10–10–80 Budget

Give · Save/Plant · Live. Wise practice, not a command — adjust the split to your reality. (Chapter 6)

R2 000
Give
R2 000
Save / Plant
R16 000
Live on

On R20 000, that is R2 000 to give, R2 000 planted, and R16 000 to run the household.

The Debt Snowball

List every debt. We sort smallest balance first and show how fast the snowball clears them. (Chapter 5)

DebtBalance (R)Min/month (R)Rate %/yr

The Seed Calculator

Seed, time, harvest. See what a monthly amount could grow to — an illustration, not a promise. (Chapter 7)

R0
You put in
R0
Growth
R0
Could be worth

In future rands, which buy less than today's. The assumed return is not guaranteed, and markets fall. This shows the shape of compounding, not a quote. Not financial advice.

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Download the full toolkit. The spreadsheet does the maths for you; the worksheets are made to print.