Navigate black tax, build wealth, and leave a legacy in a Kingdom context. Work the numbers here in your browser, or download the spreadsheet and printable worksheets below. Nothing leaves your device.
There is now a fuller companion. The Kingdom Finance App adds the Forensic Audit leak finder, the Skhwama and Eish funds, the Stokvel Upgrade, a printable Will builder and the 30-day plan — and it installs on your phone and works offline. Open the app →
Give · Save/Plant · Live. Wise practice, not a command — adjust the split to your reality. (Chapter 6)
On R20 000, that is R2 000 to give, R2 000 planted, and R16 000 to run the household.
List every debt. We sort smallest balance first and show how fast the snowball clears them. (Chapter 5)
| Debt | Balance (R) | Min/month (R) | Rate %/yr |
|---|
Seed, time, harvest. See what a monthly amount could grow to — an illustration, not a promise. (Chapter 7)
In future rands, which buy less than today's. The assumed return is not guaranteed, and markets fall. This shows the shape of compounding, not a quote. Not financial advice.
Download the full toolkit. The spreadsheet does the maths for you; the worksheets are made to print.